Thursday, November 10, 2016

I am Spending More In Restaurants Than In Grocery Stores

Right now, I am sitting in pajamas, drinking a coffee. It is 6:30 a.m. I got salary this morning and I paid the bills. My financial situation is disaster. I'm into debt, I have a negative account balance all year around. This morning I had to borrow the money from the line of credit to pay the visas.

I'm a modern slave. This planet is a gigantic chicken coop, run by few families greedy for power and prestige. The rest of us are slaves living our pity life. When I say I'm a slave, you may form the images of a me in shackles forced to work on plantations to support rich owner... No. My slavery is the forced taxation, where my work income is automatically taken out before I ever see the money, regardless of whether or not I approve of how the money is spent.

I lend the money to corrupt politicians influenced by corrupt ideologies. Our health care is actually sick care. All of scientific progress I think humanity has accomplished is just a big bullshit, I willing eat aspartame in food, drink fluoride and breathe poisoned air.

If you think that you are not a slave, you have a free will and you enjoying your life, I must ask you where is your savings? You, just as me, work hard doing something you don't really like, just to pay the bills; and doing so, we have lost the best years of our life.

We are born sane but spoiled by education, influenced with the values of ego, hypocrisy, self-calming, empty talking, vanity and self-love... and words. We are satisfied with words, just with words. It’s sad. We use words like "awesome" and "wonderful" like it is toilet paper or something. It was awesome? Really? It was wonderful? Are you serious? We use the word "amazing" to describe fucking burger at McDonald’s.

I don't blame anyone but myself; I have learned this kind of life from TV, news and mainstream media. They teach me to be submissive to phony authorities; they feed me with pictures on the screen that I think I am better than the rest of our species. Oh look what is happening in Syria? Violence and fear rule our world. In Canada is really nice...

The worst thing on which our slavery rests is our suggestibility and tendency to wishful thinking. My present situation is not a punishment. It is a natural consequence of a state of affairs, just as it is a natural consequence of being a chicken to sometimes get eaten by a fox.

Oh well... If I cannot change the situation I have to change myself. I've to watch how I spend every dollar now. That means no more dining out, no more fancy dinners or ordering the food from the restaurants. I spend too much money when I head out to the bars. I will easily drop $40, $60, or $80 cash on beers.

So I know my trigger point is going to the restaurants and bars. I order a beer and then another, and then another. Before you know it I’m getting food as well... I know, it's crazy. That's a lot of cash. Now, it's time for the change... My credit cards are sad story. I keep constant debt of $2000 every month.

In our world, it is accepted that people have large amount of debt on their credit cards, actually it is quite normal thing. Credit card debt is a multi-billion dollar a year industry. On MasterCards and Visas we are adding to the debt every Christmas and we struggle with payments for several months. Then comes March break and things stretch out to the summer. Thousands of websites for online shopping support and add more to this enormous problem.

If we have taken out credit on something; for food, a car, mortgage, student loan, vacation, etc..., we are actually borrowing money which we don't have. That is okay because we will return the money, with the interests, of course. The problem comes when we're borrowing more money than we can afford and in most cases we're probably buying the stuff that we don't actually need.

The major credit card companies are holding us by the minimum payments. The credit card rate is, on average, 19%! As an obligation you have to pay only monthly interest. And that can prolong high credit card balance for years to come...

Share Share on Facebook Tweet Share on Google+

like on facebook
Most Popular: